News
Binance Fee Tiers and VIP Levels: How the Fee Schedule Is Structured
Binance fee tiers explained: what drives VIP level, how the maker and taker columns behave at each tier, how to find your live rate and how to calculate whether an upgrade pays for itself.
Binance publishes its trading costs as a fee schedule: a table of tiers, where each tier lists a maker rate and a taker rate for each market. Your position on that table is your VIP level, and it is recalculated on a rolling basis rather than being something you set.
Copied fee tables go stale quickly. What does not go stale is understanding how the schedule is structured, so you can read the live one correctly.
Figures below were checked in August 2026. Thresholds and rates must be confirmed on Binance's live pages.
How the schedule is laid out
Every fee schedule has the same shape:
| Column | What it holds |
|---|---|
| Tier | VIP 0 through the higher levels |
| Qualification | 30-day volume, and often a BNB holding condition |
| Maker | Rate applied when your order added liquidity |
| Taker | Rate applied when your order removed liquidity |
Each market has its own table. Spot, USDⓈ-M futures and COIN-M futures are separate schedules with different numbers, and a tier in one does not imply the same rate in another.
The VIP0 baseline
| Market | Maker | Taker |
|---|---|---|
| Spot | 0.100% | 0.100% |
| USDⓈ-M futures | 0.020% | 0.050% |
Two things are worth noticing immediately.
On spot at VIP0, maker and taker are identical. The two columns hold the same number. The maker discount that everyone talks about does not exist at the entry tier — it only appears once you climb the schedule and the columns separate. This is why "use limit orders to save fees" is bad advice for a standard spot account, as explained in maker vs taker fees.
On futures the columns separate immediately. 0.02% against 0.05% is a 2.5× difference from the very first tier, which is where maker execution genuinely pays.
What determines your tier
VIP level typically depends on:
- rolling 30-day trading volume, measured across qualifying products;
- a BNB holding or balance condition;
- the relevant market and its own fee schedule;
- any promotion currently applied to the account.
The volume window is rolling, not calendar-based. It does not reset cleanly at month end — volume from 31 days ago simply drops out of the calculation each day.
Find your live rate
- Sign in and open the VIP or fee section.
- Check each market you actually use, separately.
- Record both maker and taker rates, not just the headline number.
- Check whether BNB fee payment is enabled and what reduction is displayed.
- Place one small trade and verify the actual fee in Order History.
Step 5 is the only one that proves anything. The fee column shows what you were really charged, and in which asset.
Reading it without the common mistakes
| Item | Meaning | Common mistake |
|---|---|---|
| Maker | Order added liquidity to the book | Assuming every limit order qualifies |
| Taker | Order executed against resting orders | Ignoring slippage on top of the fee |
| 30-day volume | Rolling tier input | Expecting a clean monthly reset |
| BNB condition | May affect tier or discount | Ignoring BNB's own price risk |
| Per-market tables | Each market priced separately | Applying a spot rate to futures |
Is an upgrade worth pursuing?
Assume your effective rate is 0.10% and the next tier is 0.09% — a difference of 0.01%. At 100,000 USDT of monthly volume:
Theoretical saving = 100,000 × 0.01% = 10 USDT
If reaching that tier requires trades you would not otherwise make, the added fees, slippage and market risk will comfortably exceed 10 USDT. Manufacturing volume to chase a tier is almost always poor economics.
The honest sequence is the reverse: trade the size your strategy calls for, and accept a higher tier when natural volume qualifies you for it.
A practical order of operations
- Before registering, confirm any benefit shown on the registration page.
- Enable BNB fee payment only if you accept holding BNB — see paying fees with BNB.
- Use maker or Post Only execution where the columns actually differ.
- Let the tier come to you.
Before signing up with code BNB6669, confirm the products, percentage and terms shown on the registration page. BGVar earns a referral commission when readers register through our links.
Review these periodically
- current tier and the next threshold;
- maker and taker rates in every market you use;
- the BNB discount currently displayed;
- zero-fee pairs or temporary campaigns;
- whether the products you use are available in your region.
Related reading
- The spot calculation: Binance spot fees
- Leveraged pricing on notional: Binance futures fees
- Every route to a lower rate: how to lower Binance fees
- Overview of all costs: Binance fees
⚠️ Fee rates are dynamic. Any fixed number should carry a verification date, and should be confirmed in your account before you trade. Not investment advice.